People are saving more than most, according to a new study published Monday by the U.S. Consumer Financial Protection Bureau.

While many people say they save to pay off their student loans, they’re actually saving less than some of their peers.

The new study, conducted by researchers at the Federal Reserve Bank of New York and the University of Michigan, finds that Americans save less than the median in all income groups.

The median household income in the United States is $53,872, according the bureau’s most recent data.

But people with lower incomes are spending more than their higher-income counterparts.

About a third of households with an annual income below $25,000 have an annual savings rate of less than 1% compared with less than 20% for households with a median income of $75,000 or more, according, the report.

People with household incomes of $100,000, $200,000 and $250,000 are saving less.

People with household income between $75 and $125,000 save more on average than people with household wealth above $100 million.

And people with net worth above $2 billion save more each year than people without net worth.

While some people say saving is their main source of income, many others are saving to pay down student loans or to make payments on their car or other debts.

Some people, like students and their parents, may have been unable to find a job or save enough to pay back their student loan debt.

But the report shows that even those who are able to find work are saving in different ways.

About 20% of people who had at least a high school diploma and worked at least part-time for at least six months were saving at least $2,000 each year, according.

People who had student loans had lower rates of spending and lower rates at which they were saving compared with people who did not have student loans.

They were also less likely to be saving in total and to be spending less on all expenses.

The rate of spending decreased over time, the bureau found.

But the most important takeaway from the study is that while saving is the main source for income, there are many other things people can do to increase their chances of making ends meet.